In addition to retirement benefits, every LAGERS member is also covered by LAGERS disability benefits.
You're considered to be ‘disabled’ if you're totally and permanently physically or mentally unable to perform your current job. Whether or not a benefit is payable and how any applicable benefit is calculated, depends upon the nature of your disability and your LAGERS status at that time.
You're eligible for a non-duty disability benefit if you're vested and become totally and permanently disabled from non-occupational causes which prevent you from performing your current job. The monthly benefit would be calculated in the same manner as a normal retirement, based upon salary and service credit at the time of disability, with no reduction for age.
If you become totally and permanently disabled from job-related causes, you may be eligible for a duty disability benefit regardless of vesting status. Your benefit would be calculated in the same manner as a normal retirement using the final average salary at the time of disability and service credit you would have earned to age 60.
The temporary benefits payable under the LT (life and temporary) benefit plans do not apply to disability retirements.
All disability applications must be received within one year of the date of disability.
A medical committee make a recommendation to the LAGERS disability committee based on their findings. All applications for Disability Retirements are approved by LAGERS Board of Trustees.
If you are approved for and begin receiving a LAGERS disability benefit, continuing medical examinations are required once per year for the first five years of the disability and once every three years thereafter (until normal retirement age) to verify that your disability still exists.